DWF Ventures predicts four major trends in 2025: DeFi, AI, stablecoins and consumer applications

Original title: DWF Ventures' Selection of 2025 Narratives

Source: DWF Ventures

Compiled by: Husband, Odaily Planet Daily

In 2024, the crypto industry will receive the attention of more institutional investors, and ETFs and stablecoins are also growing steadily. Therefore, DWF Ventures is optimistic about the crypto industry as a whole in 2025 and predicts that capital inflows will shift on-chain. DWF Ventures’ trends to watch in 2025:

· Stablecoins

·DeFi

· Consumer applications

·AI

Stablecoin

Tether and Circle have long dominated stablecoin growth. Although stablecoins are mainly used as a medium of transactions and payments, we believe that their role as an asset is gradually increasing. The profitability of Tether and Circle has attracted more traditional financial technology companies to enter the stablecoin field.

· Stripe’s acquisition of Stablecoin further demonstrates the strong interest of traditional fintech companies in this market.

· PayPal focuses on PYUSD and promotes its adoption on Solana by offering returns of up to 20%.

· The launch of USDtb in partnership with BlackRock provides exposure to RWA returns through the Usual platform, while the launch of iUSDe marks a further integration - bringing regulated high DeFi returns to traditional finance for the first time.

In addition, DWF Labs is also incubating a high-yield stable currency project called Falcoin Stable, which is planned to be launched this year.

Therefore, we believe that as institutions accelerate their entry into the market, the application of stablecoins will usher in explosive growth in 2025, and the increase in revenue will benefit all users.

DeFi

Along with the growth of stablecoins, DeFi has also seen significant progress. The usage of many DeFi protocols is rising rapidly, and the protocol revenue of Aave and Pendle has reached a new high.

The trading volume of DEX/CEX spot and perpetual contracts has also doubled since the beginning of the year, mainly driven by platforms such as Uniswap, Raydium Protocol and Hyperliquid.

As more liquidity pours into the ecosystem, we will see more innovation, especially in the yield layer and lending mechanisms.

With technological advancements in throughput, latency, and execution, as well as upcoming projects like Monad, MegaETH, and HyperEVM from Hyperliquid, the momentum for DeFi innovation will only increase.

Consumer-facing applications

The consumer-facing app is designed to lower the barrier to entry for non-crypto-native users.

TON's mini-application is an example. Users can use the Telegram platform to get started quickly without creating a wallet or backing up seed phrases, ultimately guiding users into the on-chain world.

Mobile-centric experiences are on the rise, with well-known protocols like Jupiter and trading tools such as Moonshot, Photon, BONKbot, ApePro and others gaining traction. Therefore, this will be a trend in 2025, and protocols that can improve user experience and introduce more retention mechanisms will gain a greater market share.

AI

AI Agents have exploded within the crypto community over the past few months, with aixbt continuing to dominate the popular list. These robots process information and generate content at an astonishing speed, operating around the clock without taking a break, far exceeding that of humans.

Currently, AI Agent has been involved in many fields, including discovering security vulnerabilities, evaluating code, code-free frameworks, data analysis, fund investment, etc. We believe that as OpenAI launches o1 to achieve more humane behavior, the next wave of innovation will bring more interesting application scenarios, especially in terms of commercialization.

The number of AI Agents will continue to grow and competition will become increasingly fierce. How to find the right market fit (PMF) will be the key to standing out. With the widespread application of AI Agents, decentralized AI infrastructure will develop rapidly at all levels in the encryption field.